Movin’ On Up: Onus on Insured to Obtain PIP Coverage When Moving to Michigan

In the matter of Donald R. Ellis v Anesti Bello and USAA General Indemnity Company, unpublished opinion per curiam of the Court of Appeals, issued June 11, 2019 (Docket No. 342770), the Court of Appeals closely analyzed the requirements of MCL 500.3101 and MCL 500.3113. A Michigan resident always has the obligation to ensure that their vehicles are registered in Michigan and that they have requisite Michigan no-fault insurance policies during any time in which they are residing in Michigan. Should a Michigan resident fail to obtain the proper requisite Michigan no-fault insurance policy at the time of a subject accident, they are not entitled to no‑fault benefits.

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