It Still Is What It Is!: Supreme Court Strictly Applies A UIM Policy’s Plain Language, Holds That Coverage Equaling Statutory Minimum Is Not Illusory

For years, the Michigan Supreme Court has consistently held that, because uninsured motorists (UM) and underinsured motorist (UIM) coverages are optional and not mandated by the No-Fault Act, the policy language alone controls when a claimant is entitled to such benefits….