“The insurer…of the motor vehicle” within the meaning of MCL 500.3114(5) is not necessarily the same insurer that would cover the motor vehicle’s driver under MCL 500.3114(1)

While the proposition stated in the title may seem counter-intuitive, it more or less sums up the Court of Appeals’ eight-year old published opinion in Dobbelaere v Auto Owners, 275 Michigan App 527 (2007)….