Schrodinger’s Claim: Non-Michigan Residents May Be In and Out of PIP at the Same Time

The amendments to the No-Fault Act that took effect on June 11, 2019 significantly changed how out-of-state residents are treated.

The “roll on” language of MCL 500.3163 –  which required certified insurers to pay Michigan PIP benefits to out-of-state residents who were involved in an accident in Michigan – was eliminated.

Also, MCL 500.3113(c) was amended to say that “[a] person is not entitled to be paid personal protection insurance benefits for accidental bodily injury if at the time of the accident … [t]he person was not a resident of this state, unless the person owned a motor vehicle that was registered and insured in this state.”

However, some loose language at the end of MCL 500.3111 seems to (counter-intuitively) bring certain non-residents back into the PIP rubric if they are injured in an out-of-state accident.

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